Why is car insurance so expensive, and where can I get something cheaper?

Why is car insurance so expensive, and where can I get something cheaper?

I'm a new driver, I turned 18 on 5 April 2014 and got my license a few days after. I'm trying to buy a used car so that I can go to college and work and move out of my house and ito an apartment with a friend, but when I look online for insurance quotes, companies like Geico and Progressive want me to pay $13,000 a year for insurance, more than twice what I'm paying for a used car! What am I doing wrong, or what are some cheaper companies I can go with to afford the insurance I need for the car I can't live without?

 

BEST ANSWER: Try this site where you can compare quotes:QUOTESDEAL.NET

 

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Ok so i know insurance in London will be alot for a student like me who is 17, but why is it my friends are getting insurance for 2k in london and when i enter correct information on quote websites (obvisouly acting as if i am 17) that my quotes are coming to 44k, what should i do when it comes to getting my own policy? thansk

 

 

Does where you live affect your car insurance price even if you're only third party/fire/theft?

I recently moved to a city from the countryside. I guess I need to inform my car insurance company of this, but I'm worried they'll want some more money off me and tbh I don't have any whatsoever! Do you think they will? I only have third party/fire/theft cover.

 

 

What is gap insurance?

My insurance co is paying only part of what I owe of the value of my car is was considered a total loss - after using the gap insurance does it erase the debt that I have with the bank and can I use the same bank to finance a new car?

 

 

How much would insurance cost for a mini moto?

How much would insurance cost for a mini moto?

 

 

Why do lots of people have no car insurance?

of course it must be cheaper to have no insurance than pay over 1000 and if you get caught you only pay a small fine (thats if you get caught)

 

 

If my mum is insured to drive my car, does she still need insurance on her car?

My mum has been driving for 30 years and she currently has her own car with fully comp insurance. I have just bought a car and want to go under my mums insurance. If I do this, can she cancel the insurance on her car and still drive it (if the cover has a policy that says she is insured to drive any car). In other words will her fully comp insurance cover her on both cars? If not if there an option to add another car onto the policy without having to get a completely different quote? Thanks for your answers

 

 

Insurance problems?

hi were looking at buying a new car we have full comp insurance on our car and are covered to drive any car the car were looking at has mot and tax vut no insurance as we checked with the mib web site, can we still drive it using our own car insurance for the car we have now or do we need to insure it on it's own we haven't got a new car yet but still looking wanted advice before we got a new car many thanks for any advice and best wishes diane xx

 

 

Health Insurance Ques?

Because he's a full time student, I can carry my son under my health insurance plan until he's 23. The problem is he'll be a full time undergrad until a few months shy of his 24th birthday. He works, but only part time so insurance isn't really an option at his place of work. It would be a bit much to go to school FT and also work FT. Any ideas? Don't want to go w/o insurance.

 

 

Anybody have any reviews for GO AUTO INSURANCE? THANKS?

I am looking at purchasing full coverage on a new car and was wondering if anybody had any experiences with GO AUTO INSURANCE. This is a Louisiana Based Auto Insurance group and they currently have the lowest rates for the vehicle I want to insure. Thanks in advance!!

 

 

How much is average insurance for a motorcycle, preferably in Texas.?

I am female and over 25 yrs. of age.

 

 

First timer buying Car Insurance?

It will be my first time buying car insurance next month and I am looking to get any advice if possible. I am in the Toronto area and I'm on a budget! What kind of things should I look out for other than price? I'm not even sure what to ask, so ANY advice is helpful -- and even more helpful if you can list some of the cheaper ones!

 

 

How much does high risk auto insurance cost?

How much does high risk auto insurance cost?

 

 

5 Door Vs 4 Door Car Insurance?

Why is a 5 Door car cheaper on insurance than a 4 door car? ive been looking at getting a new 2008 Subaru Impreza i want the 4 door but 5 door is like 1000 cheapers for insurance.

 

 

How do I get affordable health insurance for my son?

I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at work don't kick in until November and he has to have insurance by then for doctors appointments, etc. I tried to get MC+ for kids but they make it almost impossible to get. I just was wondering if anyone knew of a place where I can get affordable health insurance for my son?

 

 

How much would my car insurance cost?

Right now I drive a red 99 mustang. I am paying around $2500 a year through National liability & Fire Insurance Co. for car insurance with nothing against me (no accidents or tickets or anything). I am 19 years old and am looking into getting a red 89 Trans Am. I live on the east end of Long Island. Based on the above info, what do you think I'd pay monthly for car insurance for the Trans Am?

 

 

Two cars? Insurance?

>In high school >Both parents getting new cars soon >old cars: 1 is decent, 1 is cheap >I get old car >I want to convince parents to let me keep cheap one as well, so I can modify it and stuff BUT, I just realized I'll have to pay extra insurance just to drive it around every now and then. What to do? How much does average insurance usually cost? (Not minimum PIP)

 

 

I need affordable insurance on my car any suggestions?

well i've been driving around for 9 months now w/out insurance. my car's a 2001 dodge neon standard model and i paid cash for it (no car note). im afraid that if im pulled over by the chp my car will get towed. im on a budget and i really need an affordable monthly premium. im 28 yrs old i got my driving license at 26 yrs old then got 2 tickets like 2 months later. one ticket was a failure to yield on a right turn w/ a red light and as a result i caused an accident but there was no bodily harm or property damage to the other driver only to my car it was totaled and i wasn't harmed. i recently was pulled over and given a speeding ticket too. what is the difference in full vs. liability insurance? i do know that liability is cheaper. which should i consider? also does anyone know of any insurance co. that don't require a huge down payment to start?and would insure my car w/out a huge monthly premium?

 

 

Would it be better for our government to give everyone health insurance or?

Produce more health care resources by increasing funding for medical schools and work to flood the market in health care services thus making it more affordable for everyone?

 

 

How can I get my insurance cheaper?

21 years old 0 claims bonus first bike : 1998 r1 (already got it) what are some ways to get my insurance down? thanks

 

 

Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more

 

 

State farm insurance?

recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the insurance?? i want to know because my parents currenty don't know that i'm planning to get married. i'd really like to know any info pertaining to this...i already called, but couldn't talk to anyone right now, so any knowledge would be great. thanks!!

 

Why is car insurance so expensive, and where can I get something cheaper?

I'm a new driver, I turned 18 on 5 April 2014 and got my license a few days after. I'm trying to buy a used car so that I can go to college and work and move out of my house and ito an apartment with a friend, but when I look online for insurance quotes, companies like Geico and Progressive want me to pay $13,000 a year for insurance, more than twice what I'm paying for a used car! What am I doing wrong, or what are some cheaper companies I can go with to afford the insurance I need for the car I can't live without?

https://www.linkedin.com/pulse/cheapest-car-insurance-adult-first-time-driver-jose-chan/